:root{
  --bg:#f5fbff;--surface:#ffffff;--ink:#0b1728;--muted:#5e6d7d;--line:#d8e7f2;
  --blue:#0878c9;--cyan:#05aee8;--teal:#0eaa9b;--green:#1aa85b;--navy:#06192c;
  --soft:#eaf8ff;--shadow:0 22px 60px rgba(9,40,70,.12);--radius:28px;--max:1180px
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:linear-gradient(180deg,#f8fdff 0%,#eef9ff 42%,#ffffff 100%);color:var(--ink);line-height:1.62}
a{color:inherit;text-decoration:none}img{display:block;max-width:100%}.wrap{width:min(var(--max),calc(100% - 32px));margin:auto}
.topbar{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.9);backdrop-filter:blur(16px);border-bottom:1px solid rgba(216,231,242,.9)}
.nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:12px;font-weight:950;letter-spacing:-.04em}.brand img{width:46px;height:46px;border-radius:15px;object-fit:cover}.brand span{color:var(--blue)}
.nav-links{display:flex;gap:18px;align-items:center;font-weight:800;color:#34506b;font-size:.93rem}.nav-links a:hover{color:var(--blue)}
.nav-actions{display:flex;gap:10px;align-items:center}.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;border-radius:999px;padding:13px 19px;font-weight:900;border:1px solid transparent;transition:.2s transform,.2s box-shadow}.btn:hover{transform:translateY(-1px)}.btn-primary{background:linear-gradient(135deg,var(--cyan),var(--teal));color:#fff;box-shadow:0 15px 34px rgba(5,174,232,.25)}.btn-soft{background:#fff;border-color:#bfe7f6;color:#06679b}.btn-dark{background:var(--navy);color:#fff}
.hero{padding:76px 0 48px}.hero-grid{display:grid;grid-template-columns:1.04fr .96fr;gap:38px;align-items:center}.eyebrow{display:inline-flex;align-items:center;gap:9px;border:1px solid #bceaf6;background:#effcff;color:#087a7a;border-radius:999px;padding:8px 12px;font-size:.8rem;font-weight:950;text-transform:uppercase;letter-spacing:.07em}.eyebrow .dot{width:8px;height:8px;border-radius:50%;background:var(--green);box-shadow:0 0 0 5px rgba(26,168,91,.12)}
h1{font-size:clamp(2.55rem,5.4vw,5.15rem);line-height:.98;letter-spacing:-.065em;margin:18px 0 20px}.grad{background:linear-gradient(135deg,#071a2d 0%,#0878c9 48%,#0a9e93 100%);-webkit-background-clip:text;background-clip:text;color:transparent}.lead{font-size:1.14rem;color:#354c62;max-width:760px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.trust{display:flex;flex-wrap:wrap;gap:9px;margin-top:22px}.pill{padding:8px 12px;background:#fff;border:1px solid #d7e9f4;border-radius:999px;font-size:.86rem;font-weight:850;color:#3b5369;box-shadow:0 8px 22px rgba(10,45,73,.05)}
.visual{background:linear-gradient(145deg,#dff7ff,#f9fffe);border:1px solid #c8eaf5;border-radius:34px;padding:16px;box-shadow:var(--shadow);position:relative;overflow:hidden}.visual:after{content:"";position:absolute;right:-60px;top:-60px;width:190px;height:190px;border-radius:50%;background:rgba(17,181,166,.16)}.visual img{position:relative;z-index:2;width:100%;border-radius:23px;border:1px solid rgba(124,164,190,.26);box-shadow:0 18px 45px rgba(6,30,50,.16)}
.metrics{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-top:18px}.metric{background:#fff;border:1px solid var(--line);border-radius:22px;padding:15px;text-align:center;box-shadow:0 10px 28px rgba(6,35,58,.06)}.metric strong{display:block;font-size:1.23rem;letter-spacing:-.03em}.metric span{display:block;color:var(--muted);font-size:.78rem;font-weight:800;margin-top:2px}
.section{padding:58px 0}.section-alt{background:linear-gradient(180deg,rgba(234,248,255,.7),rgba(255,255,255,.9));border-top:1px solid #e4f1f7;border-bottom:1px solid #e4f1f7}.section-head{max-width:820px;margin-bottom:26px}.kicker{color:#0789b4;font-weight:950;text-transform:uppercase;letter-spacing:.08em;font-size:.78rem}.section h2{font-size:clamp(2rem,3.8vw,3.45rem);line-height:1.06;letter-spacing:-.055em;margin:7px 0 10px}.sub{color:var(--muted);font-size:1.03rem;margin:0}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.card{background:rgba(255,255,255,.96);border:1px solid var(--line);border-radius:var(--radius);padding:22px;box-shadow:0 16px 40px rgba(8,37,60,.065)}.card h3{font-size:1.2rem;letter-spacing:-.02em;margin:7px 0 8px}.card p{color:var(--muted);margin:0}.icon{width:46px;height:46px;border-radius:16px;display:grid;place-items:center;background:linear-gradient(135deg,#dff5ff,#dbfff4);font-size:1.35rem}.card-link{display:inline-flex;margin-top:14px;color:#0679ad;font-weight:900}.card-link:hover{text-decoration:underline}.proof{overflow:hidden;padding:0}.proof img{width:100%;height:265px;object-fit:cover;background:#e5eef4}.proof .copy{padding:19px 20px 21px}
.band{background:linear-gradient(135deg,#08263d,#075f6d);color:#fff;border-radius:34px;padding:30px;box-shadow:var(--shadow)}.band-grid{display:grid;grid-template-columns:1.04fr .96fr;gap:24px;align-items:center}.band h2{color:#fff;margin-top:0}.band p{color:#ddf5fb}.checks{display:grid;gap:10px}.check{display:grid;grid-template-columns:auto 1fr;gap:10px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.15);border-radius:17px;padding:13px}.check b{color:#fff}.check span{color:#d9edf4}.checkmark{color:#7dffc2;font-weight:1000}
.country-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.country{background:#fff;border:1px solid var(--line);border-radius:24px;padding:20px;box-shadow:0 12px 32px rgba(8,37,60,.06)}.country strong{display:block;font-size:1.1rem}.country span{display:block;color:var(--muted);font-size:.9rem;margin-top:5px}.country a{display:inline-flex;margin-top:12px;color:#0679ad;font-weight:900}
.faq{display:grid;gap:10px}.faq details{background:#fff;border:1px solid var(--line);border-radius:20px;padding:0 18px;box-shadow:0 10px 28px rgba(8,37,60,.05)}.faq summary{cursor:pointer;font-weight:900;padding:17px 0}.faq p{color:var(--muted);margin:0 0 17px}
.cta{background:radial-gradient(circle at 15% 10%,rgba(5,174,232,.27),transparent 30%),linear-gradient(135deg,#06192c,#0a3c5e);color:#fff;border-radius:38px;padding:34px;display:grid;grid-template-columns:1.2fr .8fr;gap:24px;align-items:center;box-shadow:var(--shadow)}.cta h2{color:#fff;margin:0 0 10px}.cta p{color:#d8eff8;margin:0}.cta .contact{background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.14);border-radius:24px;padding:20px}.cta .contact strong{display:block;font-size:1.45rem}.cta .contact span{color:#d8eff8}
.breadcrumbs{font-size:.88rem;color:#5c7287;padding-top:22px}.breadcrumbs a{color:#0878c9;font-weight:800}.article-hero{padding:46px 0 32px}.article-hero h1{font-size:clamp(2.35rem,4.7vw,4.5rem)}.article{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:28px;align-items:start}.content{background:#fff;border:1px solid var(--line);border-radius:32px;padding:30px;box-shadow:0 16px 40px rgba(8,37,60,.06)}.content h2{font-size:2rem;letter-spacing:-.04em;margin:36px 0 10px}.content h2:first-child{margin-top:0}.content h3{font-size:1.25rem;margin:24px 0 8px}.content p,.content li{color:#405669}.content ul{padding-left:20px}.side{position:sticky;top:96px;display:grid;gap:14px}.side .card{padding:18px}.side h3{margin-top:0}.side ul{list-style:none;padding:0;margin:8px 0 0;display:grid;gap:8px}.side a{color:#0878c9;font-weight:850}.note{background:#effaff;border:1px solid #c5edf8;border-radius:20px;padding:16px;color:#315467}.seo-links{display:flex;flex-wrap:wrap;gap:9px}.seo-links a{background:#effaff;border:1px solid #c8eaf5;border-radius:999px;padding:8px 11px;font-weight:850;color:#0b6d95;font-size:.86rem}
.footer{margin-top:54px;border-top:1px solid #dceaf2;background:#fff;padding:36px 0;color:#5d7182}.footer-grid{display:grid;grid-template-columns:1.1fr .9fr .9fr;gap:24px}.footer h3{color:var(--ink);margin:0 0 8px}.footer a{display:block;margin:6px 0;color:#476078}.footer a:hover{color:var(--blue)}.foot-bottom{display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap;border-top:1px solid #e6eef3;margin-top:26px;padding-top:20px;font-size:.88rem}
@media(max-width:980px){.nav-links{display:none}.hero-grid,.band-grid,.cta,.article{grid-template-columns:1fr}.grid-3{grid-template-columns:1fr 1fr}.country-grid{grid-template-columns:1fr 1fr}.metrics{grid-template-columns:1fr 1fr}.side{position:static}.footer-grid{grid-template-columns:1fr 1fr}.hero{padding-top:52px}}
@media(max-width:640px){.wrap{width:min(var(--max),calc(100% - 22px))}.nav{min-height:68px}.brand img{width:42px;height:42px}.brand b{font-size:.95rem}.nav-actions .btn-soft{display:none}.btn{width:100%}.nav-actions .btn{width:auto;padding:11px 13px;font-size:.82rem}.hero{padding:42px 0 34px}.hero-grid{gap:28px}.grid-3,.grid-2,.country-grid,.footer-grid{grid-template-columns:1fr}.metrics{grid-template-columns:1fr 1fr}.metric{padding:13px 9px}.section{padding:44px 0}.card{padding:19px}.proof img{height:220px}.band,.cta,.content{padding:22px;border-radius:26px}.article-hero{padding-top:34px}.cta .btn{width:100%}}